Understanding Your Adventist Health Insurance Benefits

Many people postpone getting mental health treatment because they are unsure what their insurance covers or worry about the cost. Fortunately, many Adventist Health plans include behavioral health benefits that can reduce the cost of treatment.

Before beginning care, it’s important to understand:

• Your deductible
• Your copay or coinsurance
• Whether your provider is in-network
• Whether prior authorization is required
• Which behavioral health services are covered

Our admissions team can verify your benefits and explain your coverage before your first appointment.

What is Copay?

A copay is the fixed amount you pay for a covered healthcare visit.

For example, your plan may require a copay each time you attend a therapy session or medication management appointment. The amount depends on your specific insurance policy.

Tip: Your copay is often listed on your insurance card or in your online member account.

What is a Deductible?

Your deductible is the amount you pay each year before your insurance begins covering certain healthcare services.

Some Adventist Health plans require members to meet their deductible before insurance contributes toward behavioral health services or prescription medications.

Because every policy is different, Skycloud can help you determine how your deductible applies to your treatment.

Adventist Health Mental Health Coverage

Many Adventist Health plans provide benefits for outpatient treatment of conditions such as:

• Anxiety disorders
• Depression
• PTSD
• Bipolar disorder
• ADHD
• OCD
• Other mental health conditions

Skycloud provides evidence-based therapy and psychiatric care through both in-person and virtual appointments, depending on your location.

Areas We Serve

In-Person Care

We provide in-person outpatient mental health and opioid addiction treatment in:

• Oregon
• Washington
• Utah

Virtual Care

Eligible patients can receive telehealth services in:

• Oregon
• Washington
• Utah
• Arizona
• Minnesota
• Nevada
• New Mexico

Whether you’re looking for therapy, psychiatry, medication management, or outpatient treatment for opioid use disorder, our team can help you understand your options and verify your Cigna insurance benefits before you begin treatment.

Frequently Asked Questions

Does Adventist Health insurance cover mental health treatment?

Many Adventist Health plans cover medically necessary mental health services, including therapy, psychiatric evaluations, medication management, and outpatient behavioral healthcare. Coverage varies by plan.

Does Adventist Health insurance cover opioid addiction treatment?

Many plans provide coverage for outpatient opioid use disorder treatment, including medication-assisted treatment (MAT), therapy, and medication management when medically necessary.

Does Adventist Health insurance cover therapy?

Yes. Many plans cover evidence-based therapy for conditions such as anxiety, depression, PTSD, bipolar disorder, and other mental health conditions.

Will I need prior authorization?

Some Adventist Health plans require prior authorization for certain behavioral health services. Our admissions team can help determine whether authorization is required.

How can I verify my Adventist Health benefits?

Simply contact Skycloud Health. We’ll verify your insurance benefits, explain your coverage, estimate your out-of-pocket costs, and answer your questions before treatment begins.

Find The Help You Need

Don’t wait to get help. Whether you want virtual therapy or in-person medication management for opioid addiction, our team can help. Call Skycloud to verify your Adventist benefits and start your treatment today.